If you've been around here for awhile, you know I've been talking about us buying a house for a long time. It was actually one of my goals for 2019, per my personal journal. But with wedding expenses (and my new student loan payment), most of our money was going elsewhere. Additionally, our apartment lease was going to end less than 10 days after returning from our honeymoon in Hawaii. We didn't want to feel pressured to buy a house that we didn't love, so we decided to wait.
That's not to say we didn't begin our hunt before then. We started neighborhood hunting around Tampa in the early months of 2019. We'd hop in the car on a random Sunday afternoon and browse around "SOG" (south of Gandy - a semi-cheaper area of south Tampa, which is $$$) and different neighborhoods of Seminole Heights (Riverside Heights, Southeast Seminole Heights, Old Seminole Heights). We thought about looking around the St. Pete area, where I grew up, but it wasn't at the front of our minds. Even though I worked in St. Pete, we both felt confident that we wanted to continue our lives in Tampa. A lot of our friends live in Tampa, we loved our gym, we loved Bayshore Boulevard, we had our go-to restaurants and stores. Tampa was our home.
We perused open houses to get an idea of what we liked (master bedrooms that could fit a king size bed) vs. what we didn't like (narrow kitchens). We were heavily researching, but with the wedding in the works, we didn't feel comfortable making any big decisions.
We got married in October, and started to take our search a little more seriously a couple weeks later. We chose our real estate agent - a family friend who'd helped both my parents and my sister buy and sell their homes over the last 20 years - and went to our first official round of showings.
Our initial requirements:
- 3 bedrooms, 2 bathrooms
- 1,200 + square feet
- Minimal work required
We quickly realized that we had a lot more to consider. And we learned a lot in that initial showing.
For example...
- Quick flips = chocolate covered cockroaches. Newly renovated doesn't mean carefully renovated.
- Master bedrooms don't always coexist with an ensuite bathroom.
- It doesn't matter how much you love the house if you don't like the street.
Needless to say, we saw a lot of duds...but we remained hopeful!
In January, we went for a longer house hunt in St. Pete. We visited about six homes in varying neighborhoods. The first one, a 3/2 with a two car garage, was in a beautiful neighborhood (secluded street, close to the water, less than 15 minutes from downtown), but needed a lot of work. Both bathrooms were looking rough, the porch was awful, the doors had seen better days, etc. Unfortunately, it was listed too high for us to consider, given all that needed to be done. Pass.
The next few houses were in okay neighborhoods, but featured awkward layouts, half bathrooms listed as the second bathroom, and cheap renovations. Pass pass pass.
We went to a few more showings with our realtor during the next month or so. Sometimes we saw six showings in one trip; other times we went to visit just one home. We continued to visit open houses on our own as a pre-screening before deciding if we wanted to consider it as a serious option. It was a fun weekend activity for us, until we actually started liking a house only to see it go to somebody else. We visited one we'd been eyeing for months in a cute historic neighborhood in Seminole Heights, just steps away from a few restaurants, breweries, and shops, only to find it was pending sale by the end of its first open house. Ouch.
Zillow searching became the bane of my existence. Even though our budget was pretty generous for a first home, I began to fall into the trap of "if only we had X amount of $ instead, then we could find the perfect home." Not fun, nor fair, for us.
In early February, I went to an art show with my mom and sister in Gulfport, a cute little beach town in the St. Pete area. On a whim, I asked my mom if she wanted to drive around some of the neighborhoods we'd been looking at in St. Pete. I offered to take her past the initial house in St. Pete (3/2/2, awful porch). As we entered the neighborhood, my mom began cooing and singing its highest praises immediately.
"Look at how well everyone keeps their yard! That's a great school nearby! Look, you're tucked away! Oh, a park! Oh, I love it! You need to reconsider this house." We drove past it 2-3 times in several circles around the neighborhood. It was the strangest feeling. It was in those few moments, after a quick conversation with my mom, that I thought to myself, "huh. yeah, this feels right."
I went home to our apartment that night and discussed it with Ryan. We figured we should at least take a look at the house from a different perspective, and we arranged another showing with our realtor. Between our initial showing and our second, the seller had dropped the listing price by about $15k, which made the opportunity even more attractive.
After our second showing, we wanted the house, no doubt about it. Naturally, so did another couple. Suddenly, a house that had been on the market for months was potentially slipping out of our grasp. WHAT IN THE FRESH HELL, AM I RIGHT?
I believe the other couple placed an offer that felt too low to the seller, so she opted to see what we wanted to do. On Valentine's Day, we popped a bottle of wine as we officially submitted our offer. It was accepted a few days later, and we awaited inspection and the appraisal (albeit, impatiently). While the seller initially wanted a 45 day close, our realtor worked his magic and negotiated a 30-day close. As it turned out, the seller found a new home very quickly, and we were able to close in less than 30 days.
And if you're doing a timeline in your head, why yes - we closed on Friday, March 13th, just days before the entire country went into lockdown due to COVID-19. What a time to be alive, right? More like, what a time to have to go to home improvement stores every single day of your life.
TL;DR -
- We started looking for houses about a year in advance, but the actual house hunt took less than 6 months.
- We opted for a house that needed a lot of work, but was in a desirable neighborhood.
- We closed on our house in less than 30 days.
It's been almost five months since we moved in, and it's true what "they" say: home improvement is a marathon, not a sprint. We've gotten so much done in such a short amount of time, but we still have a whole lot we want to do, a lot we want to buy, a lot we want to consider. Despite the work, it has been so worth it to watch it all come together!